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Jingle Bell Savings

Tis the season of joy, love, thanks and ….., stress of gift shopping.  We all want our children , family and friends to be happy and enjoy the holiday season, but as Americans we have the tendency to...

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How a Working Mom of 5 Budgets for the Holidays

Every November 1st, it is the same thing. Panic begins to rise as I face another birthday and holiday season. I have five children and four of them have birthdays in the months of November and...

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